Kerala Co-op bank Exam Questions | Junior clerk
1. Who is the propounder of 'Macro Economics'?
A) Dr. Samulson
B) Dr. Mahanalobis
C) J.M.Keynes ✔
D) Joseph Alois Schumpeter
2. The first name of the State Bank of India was?
A) Imperial Bank ✔
B) Presidency Bank
C) Scheduled Bank
D) Co-operative Bank
3.The first co-operative legislation in India was passed in the year?
(A) 1901
(B) 1912
(C) 1904 ✔
(D) 1905
4. When data is collected for first time it is called?
A) Derived Data
B) Published Data
C) Secondary Data
D) Primary Data ✔
5. The quorum for the managing committee of a co -operative society is?
(A) 50%
(B) Above 50% ✔
(C) 2/3
(D) 100%
6. The minimum number of person required for formation of public limited company?
A) 7 ✔
B) 2
C) 12
D) 10
7. Bank overdraft is?
(A) An Asset
(C) An Income
(B) An Expense
(D) A liability ✔
8. The fund created for replacement of fixed assets?
(A) Depreciation Fund ✔
(B) Reserve Fund
(C) Capital Reserve
(D) None of the above
9. GDP stands for?
A) Gross Departmental Product
B) Gross Domestic Product ✔
C) Gross Development Product
D) Gross Dual Product
10. There are......types of accounts?
A) 6
B) 4
C) 5
D) 3 ✔
11. India is a ........country?
A) Developed
C) Under Developed
B) Developing ✔
D) Grown Up
12.A co-operative farming society is-----?
(A) Agricultural Credit
(B) Agricultural non credit ✔
C) Non Agricultural credit
D) Non Agricultural non credit
13. Who is the father of Co-operative movement?
A) Schuleze
B) Raiffeisen
C) Nicholson
D) Robert Owen ✔
14. -------- is the biggest commercial Bank in India?
A) Canara Bank
B) State Bank of India ✔
C) Bank of India
D) State Bank of Travancore
15. --------- is the controller of entire banking system
in the country?
A) ICICI Bank
B) IDBI Bank ✔
C) RBI
D) The Federal Bank
16. Current account is opened by?
A) Fixed Income Group
B) Laborers
C) Business man ✔
D) Women
17. The item which repeats maximum number of items in a distribution is called?
A) Mean
B) Median
C) Mode ✔
D) Skewness
18. CRR stands for......
A) Credit Reserve Ratio
B) Cash Reserve Ratio ✔
C) Common Reserve Ratio
D) Casual Reserve Ratio
19. A bill of exchange has?
A) 3 Parties ✔
B) 4 Parties
C) 5 Parties
D) One Party
20. ------- is an example of direct tax?
A) Sales Tax
B) Excise Duty
C) Value added tax
D) Income Tax ✔
21. The theory of population propounded was?
A) Malthusian Theory ✔
B) Optimum theory
C) Zoological theory
D) Demographic Transaction Theory
22. Co-operative societies in Kerala area Formed according to Kerala co-operative societies act?
A) 1904
B) 1962
C) 1969 ✔
D) 1979
23................. is the controller and regulator of credit in India?
A) SBI
B) Canara Bank
C) NABARD
D) RBI ✔
24. Double crossing can be done only by
A) Collecting Bank ✔
B) Customer
C) Payee
D) Endorsee
25. First free trade zone formed in India is at?
A) Kandla in Gujarat ✔
B) Cochin in Kerala
C) Santa Cruz in Mumbai
D) Thutukuti in Chennai
26. For availing of overdraft facility , a customer must already have a?
A) Fixed Deposit
B) Current account ✔
C) SB A/C
D) RD A/C
27. Pass book is not issued in the case of ---- A/c?
A) SB A/C
B) Current account
C) FD A/C ✔
D) RD A/C
28. Mortgage is a term used with?
A) Current asset
B) Fixed asset ✔
C) Intangible asset
D) Share capital
29. .............controls the working of stock exchange in India?
A) State Government
B) Central Government
C) RBI
D) SEBI ✔
30. The custodian of India's foreign exchange reserve is?
A) SBI
B) IDBI
C) RBI ✔
D) NABARD
31. Which of the following documents are current asset?
(A) Stock
(C) Prepaid expenses
(B) Bills receivable
(D) All of the above ✔
32. Which of the following expenses are the direct expenses of business?
(A) Wages,carriage inward, octroi
(B) Postage, wages,carriage inward
(C) Purchases, wages,coal expenses
(D) Both (A) & (C) ✔
33.Share premium is?
(A) Credited to the P and L A/C
(B) Debited to the P and L A/C
(C) Shown on the liability side of the Balance Sheet ✔
(D) Appears on the asset side of the Balance sheet
34. Minor is a person below the age of?
A) 18 ✔
B) 21
C) 20
D) 16
35. The RBI issues all notes and coins other than?
A) 5
B) 1 ✔
C) 2
D) 10
36. What is the full form of “NPA”?
A) Non Preference Asset
B) Non Practicable Asset
C) Non Practicing Asset
D) Non Performing Asset ✔
37. India is following ........system of note Issue?
A) Fixed Fiduciary system
B) Maximum Fiduciary System
C) Minimum Reserve System ✔
D) Proportional Reserve system
38. Suspense account given in the trial balance will be entered in the?
(A) Manufacturing A/C
(B) Balance sheet ✔
(C) Trading a/c
(D) P & L a/c
39. The accounting equation is based on?
(A) Dual aspect ✔
(B) Business entity
(C) Going concern
(D) All
40. Different accounting policies can be adopted in the following area?
(A) Valuation of inventories
(B) Calculation of depreciation
(C) Valuation of investments
(D) All of the above ✔
41. Journal is a book of?
(A) Original entry ✔
(B) All cash transactions
(C) Secondary entry
(D) All non cash transactions
42. Normally, the following accounts are balanced?
(A) Real a/c & nominal a/c
(B) Personal a/c & real a/c ✔
(C) Nominal a/c
(D) All a/c
43. Balance Sheet is?
(A) An Account
(C) A book
(B) A statement ✔
(D) None of these
MOCK TEST | LINK |
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